For financial independence and retirement, you’ve probably heard about the 4% retirement rule. It basically claims that as a general rule, 4% is a safe withdrawal rate from your investments. 

How much money do you need to be financially independent?

Achieving Financial Independence

1.Spend Less,  Earn More

2.Master  Self-Control

Achieving Financial Independence

3. Maximize Your Savings Rate

4. Put Your Money to Work

Achieving Financial Independence

5. Utilize A Simple Budget  (And Stick To It)

6. Side Hustle And Invest

Achieving Financial Independence

7. Grow Your Personal Finance Knowledge Bank

8. Avoid Future Consumer Debt

Achieving Financial Independence

9. Adopt a Somewhat Frugal Mindset

Final Thoughts

It can be a tough road, especially at first when you basically are doing a 180 on your old financial lifestyle.

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