Make Your Savings and “Life Happens” Funds Work For You
This doesn’t mean investing in stocks or index funds (you could later once you have a good buffer saved), but you should still collect some interest on that money. That way, you’re building some extra cash while it is sitting in savings.
The debt crisis in American only continues, whether from student loans or high interest credit card debt, most people will have some in their lifetime. The best thing you can do is start to pay your debt down with a payoff strategy you choose.