The Safe Investments That Will Help Ensure Your Cash Is More Secure

While all investing has some inherent risk, you may want to diversify your money into safe investments as well.

What Are Safe Investments? 

Safe investments are assets that will help put your money to work, but do not face the same risks or volatility that the traditional stock market might create. The difference is, with lower risk investments, you’ll generally see lower returns in the long-run. 

Low-Risk Safe Investment Options

While investing in stocks and investing without the stock market presents an array of choices, many involve higher risk, money tied up for a few years, or have higher initial investments.

Low-Risk Safe Investment Options

A traditional savings account with your bank or credit union will offer some interest on your money. Typically, you’ll use this to sock money away in an emergency fund and ensure it’s easy to quickly access if you need it.

Traditional Savings Account

Low-Risk Safe Investment Options

These online-only banks typically can offer more interest because they have less overhead costs and can instead put that towards their customers.

High-Yield Online Savings Accounts

Can you lose money in a savings account?

Yes, you can lose money in a savings account if inflation is higher than the interest rate. This means your money will lose value over time and has much less purchasing power as time goes on.

Low-Risk Safe Investment Options

Essentially CD investments are options that the bank promises to pay you a set rate of interest over a specified term if you leave money in that CD until the term ends. And the CDs often only require as little as $500 or $1,000 to open at a minimum. 

Certificates of Deposit (CDs)

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