Overspending is a common habit a vast majority struggle with and puts many people in tough financial situations, like with high-interest debt. But it can be challenging to stop spending because everything is so accessible. Thanks to technology, it makes buying something just a simple click away.  And while I love the convenience factor, it’s incredibly … Read more

As you build your emergency fund and savings, a question you might ask yourself is, “How many bank accounts should I have?” However, for most people having one bank account is a common option and there is no thought in really expanding to other accounts.  Now the majority of people really do not need more than … Read more

One topic within personal finances that doesn’t get discussed often is how spending money is perfectly okay.  A recurring theme in the finance industry is how small purchases add up over time and are detrimental to your finances. But, you shouldn’t feel guilty about spending money if it improves the ROI of your life and … Read more

In order to become wealthy or reach your financial goals, you’ll have to learn how to invest money wisely. Of course, that is easier said than done as there is a magnitude of information and investment options out there for you. Where does one actually start and ensure they are doing the right thing? Investing money … Read more

One of the smartest money moves you can make during your lifetime is opening your first investment account. It’s a big step to make and there is a lot of information out there that can be a bit overwhelming. Yet, in order to start securing your financial future, opening the right investment account from the start, … Read more

Have you ever wondered what it takes to grow wealth? You might have a few answers in mind, but one of the main areas to wealth building is investing in income producing assets. These kinds of assets will start generating multiple streams of income for you that help compound your nest egg over time.  Personally, I’ve been … Read more

As you start gaining interest in investing money, you may come across information about opening a brokerage account. And while you might be investing for retirement in a 401k already, you might not be as familiar with the term “brokerage account” at all. Typically, this type of account is opened through a financial firm online and … Read more