When navigating a difficult end-of-life transition, money is likely the last thing grieving loved ones want on their minds, particularly with something as uninviting as taxes. Taking time to understand the basics of inheritance tax works can go a long way to alleviate this burden when the time comes to deal with some of life’s most challenging moments.

Use these easy time management tips to help you feel less overwhelmed and more in control of your day.

You may need to save for many goals, including college fees, emergencies, a down payment for your home, and, last but not least, your retirement. Hence, determining exactly how much you should have in savings for each can be complex and depends on your situation.