You may have heard about the value of multiple streams of income at some point in your life. Yet, many people may not realize they do indeed have different money making areas currently. And others may not consider why different streams of money really matters. Not matter what spectrum you fall under, you stumbled on … Read more

There are a lot of people who genuinely dislike working on their personal finances. Whether that is budgeting, financial planning, understanding investments, debt, you name it. Many people find personal finances to be extremely painful to work on for various reasons. You might be in this category (I was a few years back) or you … Read more

Financial misery is something I feel like most of us have faced or will face during our lifetimes. Also, since everyone’s financial situation is different, what you define as your financial misery may not look so bad to others. But over the last few years, I’ve been able to reflect on a lot of various … Read more

Why is it difficult to save money? Or another way to phrase it, why does it seem like saving money is so hard? I think it’s a pretty common question that people often wonder about. I also asked myself this as I started working to establishing a good savings rate. I found this to be … Read more

When new investors get started in the stock market, many times they are disappointed when their purchase value drops. Not understanding why or what happened, often times the investor makes rash decisions where even more money could be lost.  It’s common to experience this in your investing adventures, I know I certainly did. But looking back … Read more

While I like to talk about saving money, I don’t often write a whole lot about ways cut back on expenses or small ways to save cash. Mostly because I think a lot of information is already out there. However, I’ve realized that many people who do read this blog, may not be fully aware … Read more

No matter what your financial goals are or where you are in your finances, you’ll need to generate higher income. There is no question about it. It’s also something the personal finance community needs to discuss more. There for sure are some great articles about it, but I feel like increasing income does not get … Read more

Over the last few years of working on my own personal finances and discussing with friends, I’ve come across plenty of money excuses. But I’m not here to shame anyone. Because of many of these excuses I made myself prior to taking control of my financial situation back in 2014. So there is no real … Read more