While I like to talk about saving money, I don’t often write a whole lot about ways cut back on expenses or small ways to save cash. Mostly because I think a lot of information is already out there. However, I’ve realized that many people who do read this blog, may not be fully aware … Read more

No matter what your financial goals are or where you are in your finances, you’ll need to generate higher income. There is no question about it. It’s also something the personal finance community needs to discuss more. There for sure are some great articles about it, but I feel like increasing income does not get … Read more

Over the last few years of working on my own personal finances and discussing with friends, I’ve come across plenty of money excuses. But I’m not here to shame anyone. Because of many of these excuses I made myself prior to taking control of my financial situation back in 2014. So there is no real … Read more

It’s never a good feeling when you find yourself in some serious debt. Whether that is from high student loans, overspending, or making some not-so-good financial decisions. The key is to avoid any more debt mistakes, as you embark on solving and beginning to repay any debts you have. If you are not careful, you … Read more

I remember being a first-time investor back in 2014 and recall being nervous to get in the stock market, but also excited and a bit overwhelmed. Technically, I already had a 401k for a year at this point, but I had no idea what was in it or what that even was. So opening my … Read more

Your net worth can be scary to think about yet is completely necessary if you want to start understanding your finances. I’ll admit, it took me a good two years into my journey before I decided to really understand my net worth or have the guts to investigate. But, I recommend for you to check … Read more

At some point, you may wonder why money is important and start to analyze the role it plays in your own life. And our society has plenty of different viewpoints when it comes to money and happiness, how much money is truly enough, and how to better with money.  I’m sure you have heard many of … Read more

I’m not personally a fan of the “emergency fund” term, as you should be building up your savings to use for investments, retirement, etc. But whatever it may be, most Americans are in pretty bad shape if some expensive issue comes up. Because of a lack of prep, many times people are forced to rack … Read more