How to Make A Budget Binder and Organize Your Finances

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Binder for budgeting.
When you begin to take a look at your finances and want to put a budget together, you might want something a bit more visual.  While the standard ways to budget typically include spreadsheets and even apps on your phone, sometimes it just does not resonate well with you personally.  Spreadsheets can be pretty boring … Read more

The Importance of Saving Money [17 Reasons To Start Now]

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Saving Money
It’s universally known that saving money should be a top priority, but often our society neglects that and chooses to spend aggressively.  It could be a lack of financial literacy, not realizing how much is being spent due to a lack of proper budget, or a legit impulse to spend.  According to Statista, in February … Read more

Blue-Chip Stocks: 9 Reasons To Have Them in Your Portfolio

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Blue Chip Stocks
Blue-chip stocks are the ivy league of investment stocks. They are shares of companies known for steady cash flow, solid balance sheets, reliable business structure, and excellent performance history. And like Coca-Cola or Nestle, these underlying companies are household names that have stood the test of time. Their excellent performance and track records over time … Read more

11 Financial Concepts To Understand Before Turning 30

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Friends and Money
As you become an adult and will start to take control of your finances, you’ll need to understand some basic financial concepts.  And when you start to master these important concepts, you’ll set yourself (and your family) up nicely because you will start to make better decisions with your money.  At least, that’s the goal, … Read more

The Dead Cat Bounce: A Complete Guide

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Stock Market Chart
They say that what comes up must go down, but an equally true and less discussed phenomenon is that what goes down must come up. At least, sometimes. The idea of a “dead cat bounce” might sound somewhat alarming, but as long as you hear it mentioned within the context of trading, it refers to … Read more

How Does Consumer Credit Counseling Services Work?

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Credit Counseling
Sometimes getting out of a financial rut, paying debt, and building up your credit can be tough.  This can be especially stressful if your living paycheck to paycheck, your bills keep piling on, and there seems to be no end to any debt you have accumulated.  While it can be frustrating and maybe worrisome, you … Read more

The No-Spend Challenge: 9 Rules to Help You Save Money

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No Spending Money
Do you like testing yourself and setting up challenges that help you better your life? Then a no-spend challenge might be the perfect way to improve your personal finances! Not everyone has the motivation or excitement when it comes to budgeting their money, which is perfectly normal. But if you are looking to stop wasteful … Read more
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