Overdraft fees can easily send you into a spiral that can be difficult to stop. It can cost you hundreds of dollars every year.  And these overdraft fees are charged per item (debit card transaction or check) that comes in after you have a negative balance.  Depending on your bank’s policy they may pay the … Read more

Go ahead, and ask a financial expert this question, and chances are you’re bound to get quite a few answers.  Whether it’s the 10% gross income rule for monthly car payments and expenses or the 25% rule for purchasing a new vehicle, there is no one size fits all answer financial experts can agree on when it … Read more

House prices are rising around the country. Buying a house is more complicated than ever for many. Statistics show Millennials are not buying homes at the rate of previous generations. If they’re not buying houses at the pace they once were, they are living with their parents, other family members, and friends. Or they’re making a rent payment to a … Read more

With the expense of a college education on the rise and student loan debt seemingly doubling every other year, it is vital – as a parent or future student – that you create a financial game plan.  Don’t worry, below I’m going to show you a few quick ways on how to save for college effectively. … Read more